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Credit Card / Cashback / Financing

Not sure that was the greatest title but figure this site could use a dedicated thread about the cashback websites & cc sign up bonuses that are ever changing.

Specifically wanted to share some new amazing Chase Business Ink Card offers for those that may not be aware.

Business cards are great because the spending does not affect or appear on your personal credit report. The business Ink cards also offer 0% for 12 months which isnt super common for business cards. They also have no annual fee. The current offer is the highest ever at 90,000 points After you spend $6,000 on purchases in the first 3 months after account opening for either the:

1) Chase Ink Business Cash      or

2) Chase Ink Business Unlimited

90k Ultimate Reward points are worth minimum $900 as a credit statement or more if used as points for travel potentially. 

That's minimum $1,800 plus a free 12 month line of credit. Sure beats Amazon's financing offers of 10% a year or so.

Personally I have 2 Cash cards and one Business unlimited. In theory you can have multiple cards for multiple businesses.

There is also the business ink preferred which is 100k in sign up bonus but comes with 95$ annual fee. If anyone needs a referral....hit me up by PM

Amex Blue business cards are also great but sign up bonuses arent great atm.

 

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  • no opinion on befrugal but stopped using rakuten after i had to hunt down missing cb earlier this year and they told me:  

  • Bricklectic
    Bricklectic

    irony is, it was triggered by a 2nd order for the 4 in 1 friends set.  10k imperial cruisers? okay dokey! 1 extra $20 set? banhammer No word on a + refund. Hopefully my rakuten will not

  • 3 months for unsportsmanlike buying? To make matters worse, it sounds like you were hit with a late camera review.

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Looks like LEGO and Walmart are not paying anymore on Rakuten. Either left pending, or in the case of LEGO denied all together, without a reason from Rakuten. They say they can’t give an explanation why it was denied this year. Time to find another one. Is honey the best for Walmart and LEGO cashback payouts? 

  • Author

Looks like 11/11/24 was the latest approved cashback from walmart. Anyone have later approved?

 

image.thumb.png.367222a506af1269504b55680cb85b66.png

2 hours ago, Bricklectic said:

Looks like 11/11/24 was the latest approved cashback from walmart. Anyone have later approved?

 

image.thumb.png.367222a506af1269504b55680cb85b66.png

11/11 here too,  everything after is either pending or ineligible,  I quit even doing it on about half the orders cause I didn't want stuff cancelled.

I've been having good luck with Capital One, though it's not true cashback, it's redemption for giftcards. Also my volume is like normal consumer for the most part.

  • 2 weeks later...
  • Author

My Rakuten just hit today.

Rakuten, if you're listening, I take back all the nasty things i said. 

2 hours ago, Bricklectic said:

My Rakuten just hit today.

Rakuten, if you're listening, I take back all the nasty things i said. 

Mine too.  Most all confirmed now.

yea, went back and did a few missing CB a day and managed to get almost all of them.

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