Just checked out with 5 TRU gc? Not sure why it let me do that, limit has usually been 3 for me in past.

Just now, minicoopers11 said:

Just checked out with 5 TRU gc? Not sure why it let me do that, limit has usually been 3 for me in past.

it only let me do 3 max.

28 minutes ago, pstebbing said:

AND if you start off buying an eBay GC from target using your RedCard you'll save 5%.

If my math is right it makes the TRU GC end up costing $73.95.

If my math is right it makes the TRU GC end up costing $73.95.

All this just makes my head hurt...

18 minutes ago, Basictoaster said:

If my math is right it makes the TRU GC end up costing $73.95.

Can you break the math down here for me, because I'm curious how others do the accounting.

I buy $100 eBay GC from Target for $95

I use this $100 GC to pay for the $100 TRU GC getting sold for $85.

So now I've spent $95 at Target and have flipped that into a $100 TRU Card, and I have $15 left on my original eBay GC? What do I do with those dollars and how do I accurately calculate the total discount on the TRU GC?

At some point you're also accounting for the 8% eBay bucks on the front end as a discount as well?

44 minutes ago, pstebbing said:

AND if you start off buying an eBay GC from target using your RedCard you'll save 5%.

I used to be able to roll target gift cards on this too, but it looks like they are on alert for those types of transactions now (cancel).

4 minutes ago, Deadfraggle said:

At some point your also accounting for the 8% eBay bucks on the front end as a discount as well?

No front end math, only back end math.  That's what she said.

6 minutes ago, Deadfraggle said:

Can you break the math down here for me, because I'm curious how others do the accounting.

I buy $100 eBay GC from Target for $95

I use this $100 GC to pay for the $100 TRU GC getting sold for $85.

So now I've spent $95 at Target and have flipped that into a $100 TRU Card, and I have $15 left on my original eBay GC? What do I do with those dollars and how do I accurately calculate the total discount on the TRU GC?

At some point your also accounting for the 8% eBay bucks on the front end as a discount as well?

You walk out of Target having spent $95 for a $100 gift card. When you buy the TRU card for $85, you have only paid 95% of the total cost, 85*.95 = $80.75. Subtract the ebay bucks you receive (-$6.80) and you come to a total of $73.95.

You will still have a balance remaining on the ebay gift card as well. $15.

Edited March 23, 20169 yr by Basictoaster
Added more math

Just now, exciter1 said:

No front end math, only back end math.  That's what she said.

1 minute ago, Basictoaster said:

You walk out of Target having spent $95 for a $100 gift card. When you buy the TRU card for $85, you have only paid 95% of the total cost, 85*.95 = $80.75. Subtract the ebay bucks you receive (-$6.80) and you come to a total of $73.95.

I see what you're doing, but there is no way I could convince myself this is the correct way to figure eBay bucks.

So it won't let me use TRU GC as a payment on TRU eBay account .. Is that the norm?

Just now, Martae54 said:

So it won't let me use TRU GC as a payment on TRU eBay account .. Is that the norm?

Yes.  eBay requires eBay money.

I see what you're doing, but there is no way I could convince myself this is the correct way to figure eBay bucks.

I thought I read on BP that we're to take the discount twice...?

 

1 minute ago, fuzzy_bricks said:

Yes.  eBay requires eBay money.

Boooo

2 minutes ago, Basictoaster said:

You walk out of Target having spent $95 for a $100 gift card. When you buy the TRU card for $85, you have only paid 95% of the total cost, 85*.95 = $80.75. Subtract the ebay bucks you receive (-$6.80) and you come to a total of $73.95.

This is a matter of preference (and simplicity), but I stop at $80.75 since I have not used the $6.80 eBay bucks.  If eBay bucks program is cancelled tonight I loose my access to that $6.80.

Next month when I use $6.80 eBay bucks to buy another $100 TRU gc for $85, I can subtract $6.80 from that purchase price

2 minutes ago, Basictoaster said:

You walk out of Target having spent $95 for a $100 gift card. When you buy the TRU card for $85, you have only paid 95% of the total cost, 85*.95 = $80.75. Subtract the ebay bucks you receive (-$6.80) and you come to a total of $73.95.

Okay I follow that in theory, but if you do that a lot, don't you end up with a bunch of various GIft Cards with $10, $15, $20 left over on them every time you do an additional rollover to a new discounted card? 

I understand the purpose, but it seems like a lot to keep track of if you're doing it large scale. Am I missing something in my understanding ?

14 minutes ago, Deadfraggle said:

Can you break the math down here for me, because I'm curious how others do the accounting.

I buy $100 eBay GC from Target for $95

I use this $100 GC to pay for the $100 TRU GC getting sold for $85.

So now I've spent $95 at Target and have flipped that into a $100 TRU Card, and I have $15 left on my original eBay GC? What do I do with those dollars and how do I accurately calculate the total discount on the TRU GC?

At some point your also accounting for the 8% eBay bucks on the front end as a discount as well?

Target $95 -> $100 eBay = 5% discount off face value (so 95% of cost)

eBay $85 (at 95% of value equaling $80.75 ) -> TRU $100 = $80.75 for $100 TRU

I ignore completely the eBay bucks on the front end. I only account for them at time of use, like all non-immediate rewards/discounts.

The eBay gift cards can just be used up later - essentially $15 eBay for $14.25 "real $"

 

Edit:

Damn it, I am too slow or you bunch of barbarians are too quick for me <-- old git

Edited March 23, 20169 yr by Battrax
YOU ARE TOO FAST!

Should we start a new topic for GC math so that we can get back to the daily deals?

36 minutes ago, chrisdojo said:

it only let me do 3 max.

I got 3 Toys R Us and 3 Babies R Us from PayPal Digital Gifts and 2 Gift Card Mall Toys R Us (via Mail).  

Gift Card Mall TRU GCs for $85 are listed separately in Deals.

I was surprised that it let me get both Toys R Us and Babies R Us from PayPal Digital Gifts.  I think they forgot to put a blocker on for a few minutes.  It usually caps all discounted transactions from Paypal Digital Gifts at 3 per 10 day period.

Went back for a few more, but no dice now.  They definitely added a blocker. To verify, I attempted to purchase a TGI Fridays card, and it also got the error.

Love to get the eBaby Bucks Bonus, but forgot the Target GC 5% inception.

Edited March 23, 20169 yr by andystj

7 minutes ago, Basictoaster said:

You walk out of Target having spent $95 for a $100 gift card. When you buy the TRU card for $85, you have only paid 95% of the total cost, 85*.95 = $80.75. Subtract the ebay bucks you receive (-$6.80) and you come to a total of $73.95.

You will still have a balance remaining on the ebay gift card as well. $15.

3 minutes ago, fuzzy_bricks said:

I see what you're doing, but there is no way I could convince myself this is the correct way to figure eBay bucks.

IMHO, you need to look at it like this: You spent $95 and received $100 in TRU credit, $15 in Ebay credit and $6.80 in Ebay bucks. Best way I can spin this is you get $123.80 in various credit for $95. You could say that this would make the TRU GC $95-$15-$6.80 = $73.20 - but from a cash flow perspective you're still out $95.

 

2 minutes ago, JLEW700 said:

Should we start a new topic for GC math so that we can get back to the daily deals?

Sorry, my personal Mod rule is the OT posts need to be at least 1 page long before I move them out of DD thread.

 

3 minutes ago, Phil B said:

IMHO, you need to look at it like this: You spent $95 and received $100 in TRU credit, $15 in Ebay credit and $6.80 in Ebay bucks. Best way I can spin this is you get $123.80 in various credit for $95. You could say that this would make the TRU GC $95-$15-$6.80 = $73.20 - but from a cash flow perspective you're still out $95.

 

It's all just a matter of accounting and how you handle it. As long as you're not taking the ebay bucks into account on multiple transactions (crediting them to you when you get them and going against total cost of purchase when you use them) you're fine. A more simplified way of looking it is:

Spend $95 real dollars to get:

$100 TRU GC

$15 ebay GC

$6.80 ebay bucks

1 minute ago, Basictoaster said:

It's all just a matter of accounting and how you handle it. As long as you're not taking the ebay bucks into account on multiple transactions (crediting them to you when you get them and going against total cost of purchase when you use them) you're fine. A more simplified way of looking it is:

Spend $95 real dollars to get:

$100 TRU GC

$15 ebay GC

$6.80 ebay bucks

Which is what I said .. so we're aligned.

18 minutes ago, Darth_Raichu said:

Sorry, my personal Mod rule is the OT posts need to be at least 1 page long before I move them out of DD thread.

 

My personal mod rule is when my annoyance is greater than my laziness, I move it.

Anyone get an error when try to buy tru gift cards on ebay?

I get this message.

Error Codes: 70245 70358 TRANSACTION_REFUSED

I was only trying to buy one and had bought a couple 3 weeks ago.